Financial Resolutions for a Purposeful & Prosperous 2026
As we approach a new year, many of us think in terms of health goals, family intentions, and personal growth. But too often, our financial planning goals are left for later — or never defined at all.
At Financial Cornerstones, we believe that sound financial practices are not only wise stewardship but also a meaningful expression of faith and purpose.In 2026, let’s be intentional about how we manage your resources, plan for the future, and live in alignment with your values.
Here are financial resolutions designed to bring clarity, confidence, and contentment in the year ahead.
Resolve to build financial peace through a written plan
A goal without a plan is just a wish.
Whether you are approaching retirement or in the midst of your career, having a written financial plan gives you direction and peace. A plan connects your money to what matters most — your family, your legacy, and your calling. Consider reviewing or updating your financial roadmap in Q1 2026.
Key actions:
- Revisit your life goals and financial priorities.
- Update your cash flow and retirement income projections.
- Stress-test major risks like healthcare costs, longevity, and market shifts.
Resolve to Align Investments with your faith & values
Investing isn’t just numbers — It’s an expression of what you stand for. At Financial Cornerstones, we help clients practice Biblically Responsible Investing so your portfolio reflects your beliefs and ethics without sacrificing expertise or rigor.
Key actions:
- Review your current portfolio with values alignment in mind.
- Identify industries or practices you prefer to avoid.
- Explore investment opportunities that support your stewardship goals.
Resolve to optimize your retirement income strategy
Retirement today looks very different from a generation ago. Creating a tax-efficient, resilient retirement income plan helps ensure that the lifestyle you envision is sustainable. This includes Social Security timing, withdrawal strategies, and optimizing income sources.
Key actions:
- Run retirement income projections under multiple scenarios.
- Evaluate tax implications of withdrawals from different account types.
- Plan for healthcare costs and Medicare timing.
Resolve to Strengthen Your Tax Planning
Taxes remain one of the most underestimated influences on long-term financial outcomes. Proactive tax planning is not only about minimizing taxes today — it’s about strategically positioning your income, investments, and future withdrawals to keep more of what you earn and build.
Key actions:
- Coordinate tax planning with investment and retirement strategies.
- Consider tax-loss harvesting, ROTH conversion strategies, and timing of income events.
- Work with your tax professional to align year-end strategies.
Resolve to Protect What Matters Most
Life doesn’t come with guarantees — but you can prepare for the unexpected. A thoughtful review of your risk protection can safeguard your family, income, and legacy. This includes insurance, estate planning, and legacy documents that reflect your wishes.
Key actions:
- Review life, disability, and long-term care insurance coverage.
- Update beneficiary designations and estate documents.
- Ensure your legacy plan reflects both your values and practical goals.
Resolve to Give Generously and Strategically
Giving is more than a transaction — it’s a practice of stewardship.
Whether you give through regular tithing, planned gifts, donor-advised funds, or legacy plans, intentional giving can amplify your impact and deepen your joy.
Key actions:
- Set a giving plan or revisit your current giving goals.
- Explore tax-advantaged giving strategies.
- Consider multi-year giving commitments tied to your values.
A Year of Purposeful Progress
Financial resolutions are more than to-do lists — they shape how you live, give, and steward what you’ve been entrusted with. By committing to intentional planning in 2026, you set a foundation for financial peace that supports your life and legacy.
Let this new year be an opportunity to refine your financial strategy, deepen your confidence, and live out a stewardship mindset with clarity and purpose.
Want Help Turning Resolutions into Action, But Don't Know Where to Begin?
Schedule a conversation with Mark Lasseigne at Financial Cornerstones.
Visit our website or call our office at 832-400-2400 — whether you’re in The Woodlands, Houston, or anywhere in between, we’re here to partner with you every step of the way. (Schedule Here)
"Now it is of course required of stewards that they be found trustworthy."
-1st Corinthians 4:2
Mark Lasseigne, CFP®, CMT®, CKA®
Financial Advisor / Managing Member
www.Financial-Cornerstones.com
Financial Cornerstones, LLC
9400 Grogans Mill Rd., Suite 225
The Woodlands, TX 77380
Ph: 832-400-2400
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